Business insurance

Businesses need to protect themselves from a range of exposure risks.
​Please talk with our team about your needs and to ensure that you get the most appropriate cover for the best cost.

Property

• Buildings
• Plant, contents, stock and leaseholder improvements
• Tools / Other – away from the premises
• Specialist Machinery / Equipment Breakdown
• Chilled Refrigerated Stock
• Contract Works
• Motor
• Motor Loss of Use
• Mobile Plant
• Natural Disaster Excess Buy Down

Business Interruption

• Gross profit / Revenue
• Loss of Rent/OPEX
• Additional Increased Costs
• Claims Preparation Costs
• Severance / Wages in Liew of Notice
• Bad Debts
• Breakdown Interruption Costs

Liability

• Public / Products Liability
• Statutory Liability
• Directors & Officers
• Employers Liability
• Employment Disputes
• Crime / Employee Theft
• Professional Indemnity
• Association / Trustees Liability
• Cyber Liability
• Product Recall / Contamination
• Bailees Liability
• Stevedores Liability
• Environmental Liability
• Commercial Legal Expenses
• Consequential Loss

Marine

• Commercial Vessels
• Transit – Imports / Exports / Local
• Transit Interruption Costs
• Stock Throughput
• Container Liability
• Carriers Liability
• Ship Repairers Liability

People

(For some of these products we will refer you to associates who are licensed to provide advice to you)

• Key Staff
• Shareholder Protection
• Life
• Medical
• Trauma
• Income Protection
• Group Personal Accident & Sickness
• Corporate Travel
• Expatriate Medical Cover

Miscellaneous

• Trade Credit / Bonds
• Aviation / Drones
• Forestry
• Livestock
• Intellectual Property Legal Expenses

When providing our advice we access a wide range of insurance products from various insurance providers both in the local and overseas markets.  Insurance providers we regularly access include, but are not limited to: